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Reach Financial Independence, Faster.

Unlock a life defined by you, not your monthly pay check.
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Co-founded by Grant Sabatier
International Bestselling Author of 'Financial Freedom’

As seen on

What is Financial Independence?

Having enough savings or building sufficient income streams to enable you to live life on your own terms, without being dependent on a 9-5 paycheck

What would you do if you weren't dependent on your 9-5 paycheque?

"I pick up my kids from school every single day. Financial independence means I never miss a moment that matters."

Claire
Topia User: 5,392

How Topia’s helping our community unlock financial independence, faster

Your roadmap to financial independence

Unlocking the life you love is all about you. With Topia, you get to build your own path to financial independence, keeping an eye on the milestones that really matter, every step of the way
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Topia in action
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Rebecca
Topia user 9,145
Barista FI
Since discovering Topia, I kissed goodbye to Personal Capital and my endless FI spreadsheet (I can't tell you how much I hated that spreadsheet!). Now, I love seeing my entire FI journey clearly and simply laid out in one place!
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Topia in action
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Stanley
Topia user 13,190
When my bonus hit my investment account, Topia immediately flagged it and calculated its impact on my time to FI — slicing six months off my traditional FI date and nine off my Lean FI
Traditional FI

Track your progress in real time

Seamlessly connect all your accounts through open banking and instantly see how every change impacts your journey to financial independence
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Choose your Topia

From frugal living with Lean FI to coasting your way into FI life, or stretching your money further while exploring the world with Geo-Arbitrage, explore all the paths to unlocking more freedom in your life, faster.
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Topia in action
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Matt
Topia user 839
Traditional FI
After 8 years of pursuing FI, I'd accumulated over $1m thanks to a 67% savings rate. Without Topia, I'd never have realized I could start coasting to FI and still hit my FI number before 50. So I dropped my savings to 0%, and shifted to a 3-day workweek, freeing up time for travel, family, and surfing!
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Topia in action
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After mapping my FI journey with Topia, I found out taking an 18-month mini-retirement to kickstart my dream side business and explore Southeast Asia would only push back my FI date by 20 months!
Topia user 2,183
Dom
Mini Retirement

Unlock freedom sooner

Financial Independence doesn’t have to be an all-or-nothing sprint. Discover how you could cash in on some freedom today
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Tinker

Find out how small changes to your income and expenses can have a big impact on reaching financial independence sooner. A little more saved today could mean knock years off your time to FI. 
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Topia in action
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After playing around with my numbers in Topia, I was shocked to see that trimming my expenses by just 10% each month could shave a whole year off my journey to FI!
Topia user 493
James
Lean FI
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Topia in action
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After playing around with my numbers in Topia, I was shocked to see that trimming my expenses by just 10% each month could shave a whole year off my journey to FI!
Topia user 5,392
Claire
Cashflow FI

Accelerate your progress

Discover the impact creating additional income streams can have on your path to FI. Topia helps you combine your passions and skills into rewarding side businesses. 
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Topia in action

Derik
Topia User: 49
Your Topia: CashFlow FI
Andrea
Topia User: 8,392
Your Topia: Traditional FI
Kenji
Topia User: 11,402
Your Topia: Barista FI
Jane
Topia User: 87
Your Topia: CashFlow FI
CJ
Topia User: 401
Your Topia: CashFlow FI

The Topia story

Discover the story of how Logan and Grant launched Topia, the first purpose-built financial independence app, designed to help millions master their money and unlock more freedom in their life. 

Grant Sabatier

Topia Cofounder

Grant Sabatier discovered his life's mission: to help as many people as possible unlock financial independence. His book, "Financial Freedom," quickly became an international bestseller, guiding millions around the globe toward their own financial independence. When Logan pitched the idea of Topia, Grant was all in. It was a chance to help even more people unlock a life on their terms. 

Logan Leckie

Topia Cofounder

Discovering the FIRE movement ignited a spark in Logan, leading him to quit his corporate job within just six months by launching several side businesses. This taste of freedom wasn't just for him; it sparked a vision. He reached out to Grant Sabatier, fueled by an ambitious plan: to create the first all-in-one app for financial independence, aiming to help millions more unlock a life on their terms.

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Life's too short to be wasting the best years of your life stressing over money 24/7.

In her deeply moving book The Top Five Regrets of the Dying, nurse Bronnie Ware says the big two regrets of the dying are:

 

  1. I wish I’d had the courage to live a life true to myself, not the life others expected of me.

  2. I wish I hadn’t worked so hard.

 

Ask yourself:


Are you making the most out of your life right now?
 

Are you spending enough time with the people you love most... making new memories with your partner, kids, siblings, parents, and grandparents?


Are you living out your highest purpose and growing as a person... whether it’s making art, traveling the world, learning new skills, or teaching others?


What about your health?


Are you taking care of yourself so you can keep showing up stronger, faster, and better for the people counting on you for as long as possible?


Or is it all on hold and fading away quickly... because you’re stuck burning out in some never-ending hustle for biweekly paychecks at a job you hate?


I don’t know about you…
But I believe life’s way too short for that..


The truth is, so many people get caught up living a life that isn’t theirs because they’re trying to achieve someone else’s idea of success… be it their parents, colleagues, or even strangers on social media.


They start thinking life is all about sacrificing your best years alive so you can become some 90-year old millionaire who can zip from penthouse to penthouse in a private jet…


But if they took a moment to sit down, breathe, and get honest about what truly makes them happy in life...
…they’d realize they don’t need nearly as much money as it might seem to live “the good life,”

Ready to super charge your progress to a life you love? 

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